Now particularly with all the changes to the JET program compensation and introduction of the sliding pay-scale which began this year. There were many very worried prospective applicants this time last year (myself included) who would have done anything to get their hands on some solid information regarding how much we could expect to take home.
These are my last couple pay slips, which accurately reflect exactly how much a Kobe JET participant can hope to take home a month. Those in other prefectures can end up with slightly more or less but 20万円 (200,000¥) a month is a good ballpark figure.
Now since we are quite fortunate in Kobe and get a couple bonus perks with our income ill break it down.
So for our first year we earn 3.36百万円 (3,360,000¥) or 28万円 (280,000¥) on a monthly basis. From this the deductions include:
1.5万円 (15,000¥) mandatory heath insurance
2.5万円 (25,000¥) average social security
6千円 (6,000¥) income tax (note: Americans are not subject to this for the first 2 years on the program due to a tax treaty)
3.9万円 (39,000¥) apartment rent (originally around 8万円 but half is paid for by the Kobe Board of Education)
This usually leaves me with around 19万円 take home money. However one of our perks living in Kobe is that we are refunded our transportation expenses, this amount is dependent on the route you must take to work, mine is 15,640¥ a month. However to complicate things depending on the month sometimes we are paid out for a month transport pass at a time and once a year a 6 month pass (which is why the pay for October is so much higher than November).
Soon as my second year rolls around (6 more months wew!) my pay will go up to 3600000¥ a year, in my third year it will again rise to 3900000¥ and if I so choose to the pay in the 4-5th years is 3960000¥.
Although I earn significantly less than many if my friends I haven’t really noticed any difference in our lifestyles as most people save quite a lot of money whilst on JET (I have many temptations here in Kobe but I imagine saving in the inaka is even easier!). The first few months money was quite tight I will admit, however once your apartment is furnished money is not such a problem as Japan can be quite the affordable country if you live sensibly.
Anyhow I hope this breakdown was somewhat helpful, as always feel free to hitt me up if you have any questions.